Opportunity Costs

Thoughts On Money [TOM]

16-08-2024 • 35分

This week's blogpost - https://bahnsen.co/3M8Yj0S

T-Bill and Chill vs. Market Returns: A Game Film Analysis

In this episode of the Thoughts on Money Podcast, the hosts Trevor Cummings, Sean Latimer, and Blaine Carver discuss the 'T Bill and Chill' investment strategy and its opportunity costs over the past two years compared to the stock market's performance. They draw parallels between reviewing investment game film and analyzing critical decisions in NFL football, notably the Seattle Seahawks' controversial play in the 2015 Super Bowl. The hosts argue for having a structured investment framework and using financial planning to enhance investment returns while managing risk tolerance and behavioral biases. They also underscore the importance of patience and long-term strategies in achieving significant financial rewards.

00:00 Welcome to the Thoughts on Money Podcast

00:13 NFL Talk: The Infamous Seahawks vs. Patriots Super Bowl

01:01 T-Bill and Chill: A Financial Strategy Revisited

01:24 The Importance of Game Film in Investing

05:54 Analyzing the T-Bill and Chill Strategy

07:37 The Real Cost of Missing Market Upswings

10:12 Balancing Risk and Return in Financial Planning

16:08 Balancing Growth and Spending

17:18 Risk Tolerance and Financial Planning

18:07 The Role of Advisors

19:49 Investment Strategies and Market Conditions

22:16 Consistency in Investment Philosophy

23:33 Behavioral Aspects of Investing

29:26 The Importance of Patience

32:37 Final Thoughts and Listener Engagement

Links mentioned in this episode: