It happens so frequently, you might not even notice it anymore – when a Terms and Services page pops up as you’re downloading new software, apps, or social media.

Often long scrolls of fine print, it’s easiest to click “I accept” and go on your way. But are you aware of the privacy implications for your personal data? For “free” apps and social media services, we pay by giving these companies access to our data, which they sell to advertising firms.

Listen to Josh Lewis, Director of Risk, Governance and Reporting on the Business Risk Solutions Team – who is also a student at law school – talk about these agreements in "License to Privacy"